
Erin Bendig
Erin pairs personal experience with research and is passionate about sharing personal finance advice with others. Previously, she was a freelancer focusing on the credit card side of finance, but has branched out since then to cover other aspects of personal finance. Erin is well-versed in traditional media with reporting, interviewing and research, as well as using graphic design and video and audio storytelling to share with her readers.
Latest articles by Erin Bendig
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Best No-Penalty CD Rates August 2023
A no-penalty CD is a type of certificate of deposit that allows individuals to withdraw funds early without a fee. Right now, some of the best ones are offering rates of over 4%.
By Erin Bendig Published
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Best CD Rates
Here are some of the top earning CD rates for a range of term lengths.
By Erin Bendig Last updated
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Find The Best 30-Year Mortgage Rates
30-year mortgage rates — check out the best here.
By Erin Bendig Last updated
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Will Savings Rates Go Up in 2023?
National savings rates have been rising steadily since March 2022, but that could soon change. Should you switch now?
By Erin Bendig Last updated
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CD Rates Are High, Shop Around to Get the Best Returns
High-interest CD rates are back — shop around for the best 5%+ deals.
By Erin Bendig Last updated
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Best No-Fee High-Yield Savings Rates August 2023
Consider opening a no-fee high-yield savings account if you want a competitive rate for your cash with no strings attached.
By Erin Bendig Last updated
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Top Money Market Accounts
Money market accounts are interest-bearing accounts at a bank or credit union, typically paying high interest rates. Here are the best ones right now.
By Erin Bendig Last updated
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How to Find the Best Jumbo CD Rates
Check out some of the top jumbo CD rates available today.
By Erin Bendig Last updated
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Best 5-Year CD Rates for August 2023
Here are the best 5-year CD rates as the Fed continues its campaign to raise interest rates to try to combat inflation.
By Erin Bendig Last updated
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1-Year CD Rates August 2023
Savings Many 1-year CD accounts are already offering rates of 5% or more. We look at the options on the market.
By Erin Bendig Last updated
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Top Earning 3-Year CDs August 2023
Here are the top-yielding 3-year CDs — with some accounts paying up to 5.13%.
By Erin Bendig Last updated
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Types of Credit Cards Explained
Learn more about the different types of credit cards available to you.
By Erin Bendig Published
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What the Fed's Latest Move Means for Your Savings
Following last month's rate pause, the Fed has decided to raise interest rates for the 11th time since March 2022. Here's what that means for savings rates.
By Erin Bendig Published
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Mortgage Rates and Payments Keep Rising, Creating Market Misery
Mortgages Current mortgage rates and payments continue to rise resulting in buyer demand stalling and housing sentiment at low levels.
By Erin Bendig Published
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How To Get the Best Savings Account Bonuses
By opening the right savings account today, you could be maximizing your earnings through both compound interest and cash bonuses.
By Erin Bendig Published
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What the Fed's Latest Move May Mean For Savings Accounts
On Wednesday, the Federal Reserve raised rates yet again. Here’s what you need to know about the Fed’s impact on savings rates.
By Erin Bendig Published
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The 50-30-20 Budget Rule is a Simple Way to Save Money
Saving Using the 50-30-20 budget rule is an easy way to save. It helps you prioritize saving while paying off debt.
By Erin Bendig Published
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Credit Cards vs. Charge Cards: What Are The Differences?
All you need to know about credit cards vs charge cards — differences, pros and cons.
By Erin Bendig Published
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What Is a High-Yield Savings Account?
A high-yield savings account is essentially the same as a traditional account with one key difference — it pays a higher than average APY on deposits.
By Erin Bendig Published
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How Many Savings Accounts Should I Have?
The number of savings accounts you should have depends on your specific financial goals. Opening several savings accounts can help you organize your cash among these savings goals.
By Erin Bendig Published
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Savings Calculator: Check How Much Your Money Will Grow
Tools Whether you’ve just opened a CD or a high-yield savings account, this calculator can easily show you how much cash you’ll have after a specified period of time.
By Erin Bendig Published
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3% Social Security COLA Predicted for 2024
In 2023, Social Security benefits got an 8.7% COLA, the largest cost-of-living adjustment since 1981. However, a 3% COLA is predicted for 2024.
By Erin Bendig Published
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Higher Earning Households Not Worried Enough About Retirement Savings
While most households have a good sense of whether or not they are on track for retirement, some are “too worried” or “not worried enough, ” a new study finds.
By Erin Bendig Published
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$39 Billion in Federal Student Loans Will Now Be Forgiven
The federal student loan payment pause is coming to an end - and the Supreme Court struck down President Joe Biden's debt relief plan.
By Erin Bendig Published